Frequently Asked Questions
Can anyone apply for a loan from CAPITAL Funds Investments?
Yes. Anyone can apply a loan from us with the relevant and verified documents.
What is the amount that I can borrow?
It depends on your monthly salary and whether you are our long-term customer.
Are there any costs from the loan application or after the loan is approved?
I have a bad credit status, can I apply?
Yes, once we verify your original documents.
How much are the interest rates?
Interest rates are dependent on the type of loan you undertake. Our personal finance specialists will provide you more information during your loan application.
How do I make payments for my loan?
You could go to any DBS / UOB / OCBC Cash Deposit machine to deposit cash into our corporate account. Thereafter, please send us an SMS message or call us to update your transaction. Alternatively, you could also arrange for a GIRO payments.
How do I check my loan amount, payment or balance information?
Our personal finance specialists will provide you more information during your loan application.
What are the documents needed for a loan application?
Information can be found in the ‘Apply Loan’ page on our website.
Once my loan is approved, how would I collect the money?
You can collect by cheque or cash from our office.
Can Work Permit or S pass holder apply for a loan?
Yes. We will need you to produce a certified letter of employment from your employer, your tenancy agreement and your latest payslip.
What If I am unable to pay on-time?
If the scheduled repayment amount is not received on-time, a late repayment fee will be incurred. Our Debt Management team will communicate with you on the matter. The Debt Management team will make efforts to find out the reasons of default and make reasonable arrangements with you to facilitate timely repayment.