Don’t let your prized watch sit idle! Turn it into instant cash with Capital Funds Investments.
Our luxury watch loan is fast, secure, and hassle-free.
At Capital Funds Investments, we offer exclusive luxury watch loans in Singapore, providing a fast, secure, and discreet way to access cash without selling your valuable timepieces. Whether you’re facing short-term financial needs or seeking quick liquidity, our luxury watch loan service allows you to leverage your high-end watches while retaining ownership.
With years of experience in the financial lending industry, we understand the importance of trust, transparency, and professionalism. Our team is dedicated to offering competitive loan rates, personalized solutions, and seamless processes for clients who value both their time and their treasured assets.
What is a Luxury Watch Loan?
A luxury watch loan is a secured loan where your premium timepiece serves as collateral to receive instant cash. Instead of selling your prized watch, you can use its value to secure funds while maintaining the option to reclaim your watch after repaying the loan.
This type of loan is ideal for individuals who need immediate cash flow without giving up their valuable possessions. At Capital Funds Investments, we provide high-value loans for luxury watches from renowned brands such as:
- Rolex
- Patek Philippe
- Audemars Piguet
- Omega
- Cartier
- TAG Heuer
- IWC
- Panerai
- Hublot
- Richard Mille
Why Choose Capital Funds Investments for Luxury Watch Loans in Singapore?
1. Instant Loan Approval
We understand that time is of the essence. With our streamlined process, you can receive loan approval within minutes and walk away with cash on the same day.
2. High Loan Value
We offer the highest loan amounts in Singapore for luxury watches, based on the market value and brand of your watch. Our expert appraisers ensure that you get the most competitive loan offer possible.
3. Secure and Confidential Process
Your privacy matters to us. Every transaction is handled with the utmost discretion, and your watch will be stored in secure, temperature-controlled vaults for the entire loan duration.
4. Flexible Loan Terms
We offer customizable loan terms to suit your needs, with options ranging from 30 days to 6 months. Whether you need a short-term bridge loan or a longer repayment plan, we are here to accommodate your financial situation.
5. No Credit Checks
Unlike traditional loans, our luxury watch loan does not require credit checks or income proof. The loan is purely based on the value of your timepiece, making the process hassle-free.
How It Works
Step-by-Step Process
Step 1: Submit Your Watch Details
Start by filling out our online inquiry form or visiting our office. Provide basic information about your luxury watch, including the brand, model, condition, and any supporting documents such as certificates or purchase receipts.
Step 2: Professional Valuation
Our experienced appraisers will assess your watch based on its brand, model, condition, market demand, and current resale value. We always offer the best market price for your watch to ensure you get the maximum loan amount.
Step 3: Instant Loan Offer
Once the appraisal is complete, we’ll present you with a loan offer within minutes. If you agree, the loan contract will be signed, and you’ll receive cash on the spot.
Step 4: Secure Storage
Your watch will be stored in a high-security vault with 24/7 surveillance until the loan is repaid.
Step 5: Loan Repayment & Watch Retrieval
Simply repay the loan amount plus agreed interest within the loan term, and your luxury watch will be returned to you in its original condition.
How Much Can You Borrow Against Your Luxury Watch?
The loan amount depends on:
- Brand and Model
- Condition and Authenticity
- Market Demand
- Original Packaging and Certificates
- Limited Editions or Rare Models
| Watch Brand | Estimated Loan Value Range |
| Rolex Submariner | SGD $8,000 – $15,000 |
| Patek Philippe Nautilus | SGD $50,000 – $100,000 |
| Audemars Piguet Royal Oak | SGD $20,000 – $80,000 |
| Omega Seamaster | SGD $3,000 – $8,000 |
| Cartier Santos | SGD $5,000 – $12,000 |
Why Luxury Watches Make the Perfect Collateral
Luxury watches from prestigious brands not only hold their value but often appreciate over time. This makes them one of the most reliable assets to secure a loan against.
Unlike cars or electronics, luxury watches are highly liquid in the secondary market, making them a preferred choice for asset-based lending.
Is My Watch Safe During the Loan Period?
Absolutely. At Capital Funds Investments, we prioritize the safety and security of your luxury assets. Your watch will be:
- Sealed in a tamper-proof package
- Stored in a high-security vault
- Fully insured throughout the loan period
We ensure that your watch will be returned to you in exactly the same condition as when it was received.
Luxury Watch Brands We Accept
We accept luxury watches from world-renowned brands, including but not limited to:
| Brand | Models Accepted |
| Rolex | Submariner, Daytona, Datejust, GMT-Master II |
| Patek Philippe | Nautilus, Aquanaut, Calatrava |
| Audemars Piguet | Royal Oak, Offshore |
| Omega | Speedmaster, Seamaster |
| Cartier | Santos, Ballon Bleu, Tank |
| Richard Mille | RM 011, RM 035 |
| Hublot | Big Bang, Classic Fusion |
Why Capital Funds Investments is Singapore’s Trusted Luxury Watch Loan Provider
With a reputation for integrity, transparency, and customer satisfaction, Capital Funds Investments has become one of Singapore’s most trusted names in luxury asset loans.
We cater to clients who value both financial flexibility and asset security, offering a premium lending experience that meets your unique needs.
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Unlock the hidden value of your luxury watch without parting ways with it.
At Capital Funds Investments, we make luxury watch loans simple, secure, and stress-free. Whether you're looking for short-term liquidity or urgent cash needs, our expert team is ready to offer you the highest loan value in Singapore.
Capital Funds Investments – Your Trusted Luxury Watch Loan Partner in Singapore
Fast. Secure. Confidential.
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Frequently Asked Questions
If you’re unable to repay the loan by the due date, we offer loan extensions or refinancing options. If no arrangement is made, your watch may be sold to recover the loan amount.
No. Our loans are asset-based and do not require income verification or credit checks.
The process can be completed in as little as 30 minutes, with cash disbursed on the same day.
Yes, all our transactions are 100% private and discreet.
You only need to bring your original luxury watch, a valid ID (NRIC or passport), and any supporting documents such as warranty cards, certificates of authenticity, or original purchase receipts (if available).
Our professional appraisers evaluate your watch based on its brand, model, market demand, condition, age, and resale value in Singapore’s secondary luxury watch market.
Yes, we can still offer a loan without the box and papers, but having the original packaging and certificates may increase the loan amount.
Our loan terms range from 30 days to 6 months with options for loan extensions if needed.
Yes, we accept vintage and discontinued models, especially from premium brands like Rolex, Patek Philippe, and Audemars Piguet. Our appraisers will assess the watch based on its current market value.
You can repay the loan early without any penalties. The interest will only be charged for the duration of the loan period.
No, we believe in full transparency. All fees and interest rates will be clearly outlined in the loan agreement before you sign.
Yes, you can pledge multiple watches under one loan agreement or separate agreements, depending on your needs.
Yes, we accept watches with minor cosmetic wear. However, the condition of the watch will affect the loan value.
We offer competitive monthly interest rates starting from 2% per month, depending on the loan amount and brand of your watch.
