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Frequently Asked Questions

Can anyone apply for a loan from CAPITAL Funds Investments?

Yes. Anyone can apply a loan from us with the relevant and verified documents.

What is the amount that I can borrow?

It depends on your monthly salary and whether you are our long-term customer.

What is your maximum loan duration?

We offer loan up to 36 months for personal loan and 60 months for business loan .

How do I made payment for my loan?

You can transfer to our DBS corporate bank account number 0179058376 or pay now to Unique Entity Number (UEN) 201837323D. Thereafter, please send us an SMS message or call us to update your transaction. Alternatively, you could also arrange for a GIRO payments.

Once my loan is approved, how would I collect the money?

You can request by cheque, cash or transfer to your personal bank account.

I have a bad credit status, can I apply?

Yes, once we verify your original documents.

How much are the interest rates?

Interest rates are dependent on the type of loan you undertake. Our personal finance specialists will provide you more information during your loan application.

How do I check my loan amount, payment or balance information?

Our personal finance specialists will provide you more information during your loan application.

What are the documents needed for a loan application?

Information can be found in the ‘Apply Loan’ page on our website.

Can Work Permit or S pass holder apply for a loan?

Yes. We will need you to produce a certified letter of employment from your employer, your tenancy agreement and your latest payslip.

What If I am unable to pay on-time?

If the scheduled repayment amount is not received on-time, a late repayment fee will be incurred. Our Debt Management team will communicate with you on the matter. The Debt Management team will make efforts to find out the reasons of default and make reasonable arrangements with you to facilitate timely repayment.