It can be very difficult to set up a business loan in Singapore and secure funding. In our highly-competitive economy, strongly favouring the growth of large companies over smaller SMEs, running a small company can be suicidal. Not only is the infrastructure set up to support the growth of large MNCs, in such a tiny island, those same MNCs often crowd out the growth of any innovative new companies.
Of course, it never helps that banks and other financial institutions often favour either larger companies or already winning horses. They are not interested in helping to fund smaller or newer companies with an unstable customer base. And with the economic grinding at a snail’s pace, securing funding for your new company can be more difficult than ever.
That is why at Capital Funds Investment, we hope to change this paradigm. We understand that small businesses are worth the investment and that small business are the backbone of our nation. We believe in the people running these businesses, that they have the grit to succeed and that all they need is someone to trust in them and to help them grow. While banks refusing to take on small companies fraught with the risks associated, we are willing to face the financial challenges head on beside them and help them take on the world.
Here at Capital Funds Investment, we love providing both secured and unsecured business loans in SG to give businesses the boost needed to take that next leap. The CFI Business loan is conveniently structured to give you the best flexibility you need for all your business solutions and through all industries. No matter what industry you may be in, CFI will work with you to determine how we can best help you. We have performed well with business in the Automobile, F&B, Transportation, Export & Import, Logistics, Heavy Machine and Renovation Industries and have a bounty of experience in streamlining the loan process.
It does not matter if you are looking at inventory acquisition, business expansion, or a lack of liquidity, our loans will give you the best leeway to invest in your business.
Application here is a simple, quick process that requires little time and can be fast-tracked to ensure that your cash gets to you when you need it, where ever you may need it. Your loan will be made immediately available upon completion of the loan approval documents.
We offer simple and effective solutions to take the hassle out of banking, so you can focus on growing your business. With our SME loans in Singapore, you can hire more employees, manage your cash flow, purchase additional inventory, expand your brand, add outlets or renovate your current space and seize new opportunities. If you’re a small company with big ambitions, we’re the partner you need.
Unlike other moneylenders who seek to loan you more than you need to try and maximise their own profits, here at CFI, our business experts will sit down with you to determine the optimal amount for your business needs. We promise to treat you as a respected customer, never striving to push you to borrow more than you can afford and working with you to determine the appropriate time period and interest rate for you.
At Capital Funds Investments, our goal is to provide clients with easy, flexible and responsible solutions for their urgent cash flow situations. Over the years, we have established an excellent track record as a licensed moneylender, connecting many satisfied individuals and SMEs with urgent cash resources.
We’ve done it for others; we can do it for you. Contact us today to support your growing business.
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Specifically intended for business purposes, a business loan serves as a capital injection to help companies and start-ups alike to ideally cover one-time expenses such as from mergers, expansion moves and acquisitions. Capital Funds Investments caters to small or new companies, as we believe these small- to medium-sized enterprises (SMEs) are worth the investment.
Bank business loans are mainly designed to support the growth of medium to large multinational corporations (MNCs) by enhancing their already-stable cash flows and operations. For example, most banks would require borrowing companies to have at least 2-3 years of operations before they are eligible to apply for a business loans or have a certain minimum annual turnover, or employment size, to qualify.
We provide both secured and unsecured business/SME loans to provide you the flexibility you need for that next leap, no matter big or small your company is, or what industry you may be in.
As an established business loan provider to companies in the automobile, F&B, transportation and logistics industries, and more, our financial experts are well equipped to advise business owners prior to the loan application process, and help them determine the optimal amount, tenor, and interest rates that best suit their needs.
No, our business loan is available to both local and foreign businesses who have established their operations in Singapore.
To be eligible for a business loan, you must:
No, we will try to accommodate to whatever your business might need. However, do note that the total loan amount that we grant under this programme may vary depending on the company financial statements and other documents supplied to us.
To be apply, we will require:
Once your application has been submitted with all of the required documents, it will take a maximum of 30 minutes for your loan application to be reviewed and approved, after which we will issue you a cheque, cash, or bank transfer, depending on your preference.
No, so long as you provide and meet our abovementioned requirements. After receiving and reviewing your documents, we will determine if your preferred loan amount will be granted, or otherwise, suggest an alternative amount for your consideration.
The maximum tenor for our business loan is five years. You may indicate your preferred tenor, although it is subject to our review and approval while we process your loan request.
Yes. We will not charge an early repayment fee, and any outstanding interest owed to us will be waived should you settle the owed amount earlier than agreed.
You may consolidate your business loan with CFI, along with other personal loans you have taken and are currently repaying, into our debt consolidation loan programme. To find out more, click here.
Yes, but you may only do so at least one month after the approval of your business loan with us.